欠了微粒贷6万怎么办？被起诉怎么办？

Facing a situation where you owe 60,000 RMB on WeChat Micro-loan and potentially facing a lawsuit can be stressful. Here are steps you can take to address the issue:

First, assess your financial situation realistically. Understand your income, expenses, and any other debts you owe. Create a budget to see how much you can allocate towards paying off this debt.

Contact the lender as soon as possible. Explain your situation honestly and see if there's a possibility of negotiating a repayment plan. They might be willing to work with you to establish a more manageable payment schedule.

Consider seeking help from a financial advisor or credit counselor. They can provide you with personalized advice on managing your debt and negotiating with creditors.

If you are unable to reach a resolution with the lender and are facing a lawsuit, seek legal advice immediately. A lawyer can help you understand your rights, represent you in court if necessary, and explore possible defenses.

Remember to stay calm and proactive in addressing the situation. Ignoring the problem will only make it worse.

扩展标题：

如何有效管理个人债务？

Managing personal debt effectively requires a proactive approach. Start by creating a comprehensive budget that outlines your income, expenses, and debt obligations. Prioritize paying off high-interest debts first while making minimum payments on others. Consider consolidating debts or negotiating with creditors to lower interest rates or establish more favorable repayment terms. Additionally, explore ways to increase your income or reduce expenses to free up more money for debt repayment.

应对起诉诉讼的最佳实践

When facing a lawsuit, it's crucial to respond promptly and appropriately. Review the legal documents carefully and seek legal advice if needed. Consider all available options, including negotiating a settlement, filing a response with the court, or seeking mediation. Respond to court summons or requests for information within the specified timeframe to avoid default judgments. Cooperate with your attorney and follow their advice throughout the legal process to achieve the best possible outcome.